Engineered and deployed a high-performing Credit Risk Scorecard for Used Car Loans using XGBoost, boosting approval rates by 13% and decreasing Non-Performing Asset (NPA) rates by 2% across a ₹3000 Cr portfolio.
Constructed a Decision Tree Banking Scorecard for Open Market Personal Loans, utilizing structured and unstructured financial data to improve risk assessment, increasing acceptance rates by 3% while reducing the event rate.
Designed and implemented an end-to-end Logistic Regression pipeline, integrating IV/CSI calculations, correlation analysis, and RFE, which accelerated feature selection time by 70%.
Architected and implemented a plug-and-play framework for automated reporting, cutting development time by 90%.
Developed an AI agent to analyze call center recordings and extract customer sentiment, delivering real-time suggestions that enhanced agent performance and customer experience.
Engineered an NLP-powered automation pipeline to extract, parse, and standardize financial statements, reducing manual processing time by 85% and enhancing feature engineering efficiency for the UBL Scorecard.